Travelling can be a fulfilling experience, providing a break from routine and an opportunity to explore new places. For those living with cancer, planning a trip requires additional considerations, especially when it comes to travel insurance and health management. With the right preparation and support, you can enjoy a safe and memorable journey.
Can I Get Travel Insurance with Cancer?
One of the most common questions for travellers with cancer is whether they can obtain travel insurance. The good news is that you may be able to get travel insurance with cancer, though it can be more complex than for those without pre-existing conditions. AllClear offers coverage for over 1,300 medical conditions, including various types of cancer**.
As part of your quote, you’ll need to provide detailed medical information. This helps us to assess your risk and determine the appropriate premium. You must answer all questions honestly, fully and accurately, otherwise any subsequent claim may be declined in part or full.
For full details of the benefits, terms and conditions, limits, sub-limits and exclusions that may apply, please refer to the relevant Combined Product Disclosure Statement and Target Market Determination.
Can You Travel Abroad with Cancer?
Travelling abroad with cancer is possible and can be incredibly rewarding. However, it requires thorough preparation and consultation with your healthcare provider. Discuss your travel plans with your doctor to determine if it is safe for you to travel. Your doctor can also provide a medical letter detailing your condition and treatment.
Planning Your Trip
Effective planning is essential when travelling with cancer. Make sure you have a sufficient supply of medication for the duration of your trip and understand how to store it properly. Research the medical facilities at your destination and have a plan in place in case you need medical attention. Knowing the location of the nearest hospitals and clinics and understanding the local healthcare system can provide peace of mind.
Cost of Travel Insurance with Cancer
The cost of Travel Insurance with cancer can vary based on the severity of your condition, your treatment plan, and your destination. It’s important to ensure the travel insurance cover you have selected includes cancer. AllClear can provide cover for various types of cancer, and over 1300+ pre existing conditions. Get a quote to see if you are eligible for travel insurance with AllClear now.
Tips for Travelling with Cancer
- Consult Your Doctor: Before booking your trip, discuss your travel plans with your healthcare provider. They can advise on the safest travel options and provide necessary documentation.
- Choose the Right Insurance: Ensure your travel insurance policy covers your specific cancer type and any related treatments or emergencies. AllClear offers policies tailored to over 1300+ pre-existing conditions, including various types of cancer.
- Pack Medications Carefully: Carry enough medication for your entire trip, plus a few extra days in case of delays. Keep medications in their original packaging and pack them in your carry-on luggage.
- Know Your Destination: Research the healthcare facilities at your destination. Identify the nearest hospitals or clinics and understand the local healthcare system.
- Plan for Comfort: Long journeys can be tiring. Plan for regular breaks, stay hydrated, and avoid overexertion. If you’re flying, request special assistance if needed.
- Stay Connected: Keep in touch with your healthcare provider while travelling. Modern technology allows for virtual consultations if necessary.
Travelling with Terminal Cancer
Travelling can be particularly meaningful for those with terminal cancer, offering a chance to create lasting memories with loved ones. It requires meticulous planning and ensuring your travel insurance policy explicitly covers terminal cancer. Discuss with your doctor about managing symptoms and potential complications while away from home, ensuring you can focus on enjoying your time with family and friends.
Ultimately, travelling with cancer – whether it’s a chronic condition or terminal stage, is entirely feasible with the right planning and precautions. By securing appropriate travel insurance for pre-existing conditions including cancer, consulting with healthcare professionals, and preparing thoroughly, you can enjoy your travels and focus on creating wonderful experiences. Remember, the goal is to ensure your journey is as smooth and enjoyable as possible, so you can fully embrace the adventure ahead. Safe travels!
Important Information
Please note that the information provided on this website is for general guidance only. Travellers should seek their own medical advice prior to travelling. It is crucial that all travellers understand that they are solely responsible for their overseas travel decisions. We recommend consulting with relevant governmental and local authorities, including checking the Smart Traveller website, before making any travel decisions – https://www.smartraveller.gov.au/disclaimer.
You should obtain a copy of the Product Disclosure Statement (PDS) and Target Market Determination (TMD) and consider the PDS and TMD before making any decision whether to acquire the product.
*The PDS and TMD can be obtained at https://www.allcleartravel.com.au/policy-wordings/
**Any advice provided is general in nature and does not take into account your particular needs and circumstances. Before purchasing the insurance, decide whether this product is right for you by reading the combined Product Disclosure Statement and Financial Services Guide available – A Target Market Determination for this product is available here. We also recommend consulting with relevant governmental and local authorities before making any travel decisions.
This insurance is underwritten by the insurer Mitsui Sumitomo Insurance Company Limited (MSI), ABN 49 000 525 637, AFSL 240816. Europ Assistance Australia Pty Ltd (EAA) ABN 71140219594, AFSL 552106 holds a binding authority from the insurer, MSI to issue contracts of insurance and to deal with or settle claims on MSI’s behalf and as MSI’s agent.
AllClear Insurance Services Pty Ltd, ACN 165 270 066, trading as AllClear Travel Insurance, is an Authorised Representative (AR number 1311154) appointed by EAA to distribute and administer this insurance product.