When planning a journey to Nepal, a country renowned for its stunning blend of ancient traditions and natural beauty, securing suitable travel insurance for Nepal is essential. Nepal offers an enchanting mix of the old and the new, from the historic temples and monasteries of Kathmandu to the majestic peaks and serene landscapes of the Himalayas.
The charm of Nepal lies in its remarkable fusion of cultural richness and natural splendour. You can explore the spiritual serenity of its age-old shrines, experience the vibrant local customs and festivals, or embark on adventures through the awe-inspiring natural terrains that the country is famous for. Ensuring you have Nepal travel insurance is crucial for a safe and enjoyable trip.
Do I need travel insurance for Nepal?
Travel insurance for Nepal is highly recommended for tourists [1]. While Nepal offers an incredible experience with its diverse landscapes and rich culture, medical facilities can be less accessible, especially in remote mountainous regions outside of Kathmandu, and Nepal travel insurance can help cover these potential healthcare costs [1]. It should also be mentioned that some towns like Kathmandu, have high levels of pollution and seasonal smog, which can create breathing difficulties.
Additionally, travel insurance can provide coverage for other travel-related issues such as trip cancellations, lost luggage, and flight delays.
It’s always a good idea to check the most current travel advisories and requirements from the Smart Traveller website.
Comprehensive cover when travelling to Nepal
Comprehensive cover when travelling to Nepal is essential, especially if you plan to explore the majestic Himalayas. At AllClear, our policies offer cover for hiking and trekking up to 3,000 metres in elevation. Whether you’re trekking through the mountains, visiting ancient temples, or experiencing local festivals, our policies can cover cancellation and emergency medical expenses, including pre-existing conditions you may have. If you are seriously ill or injured, you may need comprehensive travel insurance to cover medical evacuation.
What does AllClear Travel Insurance policy for Nepal cover?*
Our Travel Insurance policies cover a range of benefits, including:
- Medical Expenses: We cover medical expenses incurred because of an injury or illness, with some policies offering unlimited medical emergency expense cover
- Cancellation and Curtailment: We offer protection for cancellation or curtailment of your trip due to unforeseen events.
- Baggage and Personal Belongings: We offer coverage for loss or damage to your personal belongings up to $7,000 with our Gold Policy, and $10,000 in our Gold Plus Policy.
- Medical emergency expenses: We provide unlimited cover for repatriation and associated costs, ensuring you’re supported in case of a medical emergency, especially in the challenging terrains of the Himalayas.
You should obtain a copy of the Product Disclosure Statement (PDS) and Target Market Determination (TMD) and consider the PDS and TMD to understand the inclusions before making any decision whether to acquire this product.
*The PDS and TMD can be obtained at https://www.allcleartravel.com.au/policy-wordings/
Whether you are travelling to Nepal to visit family, or see the beauty of nature, our comprehensive Travel Insurance policies ensure that you can enjoy your trip without worrying about unexpected events.
The main benefits of cover
- All medical conditions considered
- 24-hour medical emergency helpline
- Up to unlimited medical emergency expenses cover
- No age limit on AllClear Gold and Gold Plus policies
- Cancellation covers up to unlimited costs
- Baggage and Personal Belongings up to $10,000 in our Gold Plus Policy
- Personal belongings up to $7,000 in our Gold Policy
- Medical inconvenience up to $1,000 in both our Gold and Gold Plus Policy
We’re pleased to state all these figures are per person and per trip.
Get Quotes in Just 3 Easy Steps
- Call us or click a quote button on our site
Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.
- Complete our medical screening process
You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions making sure that you take reasonable care not to make a misrepresentation. This means providing true, complete and accurate answers to our questions, including where you provide information on someone else’s behalf. Failure to do so may allow us to void your cover or change the terms. It may also result in a claim being declined or a benefit being reduced.
- Get your quotes
You will then get your quotes and can either proceed to buy, or save your quote, at this stage.
[1] https://www.smartraveller.gov.au/
*Important Notice
This advice has been prepared without taking into account your objectives, financial situation or needs. Before acting on this advice, you should consider whether the advice is appropriate for you having regard to your objectives, financial situation and needs.
You should obtain a copy of the Product Disclosure Statement (PDS) and Target Market Determination (TMD) and consider the PDS and TMD before making any decision whether to acquire the product.
*The PDS and TMD can be obtained at https://www.allcleartravel.com.au/policy-wordings/
AllClear Travel Insurance is underwritten by Mitsui Sumitomo Insurance Company Limited (Mitsui Sumitomo), ABN 49 000 525 637, AFSL 240816. AllClear Insurance Services Pty Limited ABN 76 165 270 066, trading as AllClear Travel Insurance, is an Authorised Representative appointed by Mitsui Sumitomo to distribute and administer this insurance product. Mitsui Sumitomo also engages Europ Assistance Australia Pty Ltd, ACN 140 219 594 to provide claims handling services in relation to this insurance product.