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How to Get the Right Travel Insurance for over 55s
If you’re over 55 and searching for travel insurance, you may have encountered some difficulties compared to when you were younger.
At AllClear, we understand that having a medical condition should not prevent you from enjoying your travels. That’s why we offer specialised travel insurance policies tailored to individuals over 55 years old with pre-existing medical conditions. Our policies provide peace of mind, so you can explore the world with confidence.
The Main Benefits of Cover
- All medical conditions considered
- 24-hour medical emergency helpline
- Up to unlimited medical emergency expenses cover
- Up to $1,000 Medical inconvenience benefit for when you are in hospital as an in-patient
- No age limit on AllClear Gold and Gold Plus policies
- Cancellation cover up to unlimited costs
- Personal belongings cover of up to $10,000
Frequently Asked Questions
How is the price of your quote calculated?
The price of your quote is primarily based upon the likelihood of your medical conditions requiring treatment while abroad; the health care costs of your chosen destination; its distance from Australia; and your age. But importantly, the level of cover being offered to you as well. Our quote system acts as a comparison tool, so you can select a level of cover which suits you best.
Are there any exclusions for over 55s?
There are no benefits which stop at 55, though your options of cover can change in later years.
For example, Winter Sports is available as an Optional Extra up to the age of 65.
* Any recommendations made about the insurance is general advice only and doesn’t take account of your particular needs and circumstances. A combined Product Disclosure Statement and Financial Services Guide is available for this product, and this should be considered by you before making a decision to buy or hold this insurance.