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What Is Travel Insurance for over 85s?
As an individual over the age of 85, it can be challenging to obtain travel insurance, particularly if you have a pre-existing medical condition. This is because many insurance providers have an upper age limit on their policies. However, we understand the importance of having peace of mind when travelling, whether it’s internationally or domestically, and we want to help you achieve that. At our company, we believe that everyone should have the opportunity to travel, regardless of their age or medical history. That’s why we offer travel insurance products that have no age limits and consider all medical conditions. Additionally, our policies can provide coverage for exciting activities such as safari treks[1], sailboarding, golf, windsurfing[2], and even camel riding![2].
You Have Pre-Existing Conditions. What Are Your Options?*
At AllClear, we strongly believe that having a medical condition should not restrict your ability to travel. As long as your doctor has confirmed you are fit for travel, our policies will consider all pre-existing medical conditions, giving you an assurance that you can continue enjoying trips for years to come!
In order to have peace of mind that you have adequate cover, you must declare all pre-existing conditions, which means we will ask you some medical questions as part of the screening process.
You can quote online or on the phone with one of our sales consultants, who can guide you through the process at 1800 78 58 70.
The Main Benefits of Cover
- All medical conditions considered
- 24-hour medical emergency helpline
- Up to unlimited medical emergency expenses cover
- Up to $1,000 Medical inconvenience benefit for when you are in hospital as an in-patient
- No age limit on AllClear Gold and Gold Plus policies
- Cancellation cover up to unlimited costs
- Personal belongings cover of up to $10,000
We’re pleased to state all these figures are per person and per trip.
Frequently Asked Questions
How is the price of your quote calculated?
The price of your quote is primarily based upon the likelihood of your medical conditions requiring treatment while abroad; the health care costs of your chosen destination; its distance from Australia; and your age. But importantly, the level of cover being offered to you as well.
Our quote system acts as a comparison tool, so you can select a level of cover which suits you best.
Basic Conditions
- You are adequately supervised, taking part in an organised event, session or excursion.
- Cover under the Personal Accident section is excluded.
- Cover under the Personal Public Liability section is excluded.
Any recommendations made about the insurance is general advice only and doesn’t take account of your particular needs and circumstances. A combined Product Disclosure Statement and Financial Services Guide is available for this product, and this should be considered by you before making a decision to buy or hold this insurance.
* Subject to policy conditions, exclusions, conditions and limitations. Please see PDS and TMD to determine whether this insurance meets your financial needs, objectives and requirements.